FR44 Insurance in Callaway, Florida

Serving Drivers in Bay County and Across Florida

Getting FR44 insurance in Callaway, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Callaway, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Looking for Florida FR44 Insurance at the lowest price in Callaway, Florida or the surrounding Bay County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

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Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Callaway, Florida Choose Us

  • ✔ Florida’s most trusted resource for FR44 insurance
  • ✔ We specialize in Florida FR44 and SR22 policies
  • ✔ Instant electronic DMV filing — no delays
  • ✔ Affordable monthly payments, even with a DUI
  • ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Callaway, Florida

Callaway, Florida, is conveniently served by several major roadways that facilitate commuting, travel, and trucking. The primary route is U.S. Highway 98, a significant east-west corridor passing through the town, providing direct access to Panama City and other regional destinations. Additionally, State Road 22 runs through Callaway, connecting drivers to nearby communities and offering a convenient route for local travel. For those looking to access interstate travel, Interstate 10 is located north of Callaway, accessible via U.S. Highway 231, which runs to the northeast of the town. These key roads ensure that Callaway is well-connected for drivers seeking efficient routes for both local and long-distance travel.

Nearby Towns We Also Serve

In addition to serving Callaway, Florida, we are pleased to extend our services to the nearby communities of Panama City, Springfield, Lynn Haven, Parker, and Tyndall Air Force Base. Whether you’re commuting for work, school, or daily errands, our reach ensures convenience for residents throughout the region.

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We have Spanish-speaking agents ready to help.

Whether you're in Callaway, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Callaway, Florida

Callaway, Florida is a small town located in Bay County in the panhandle of the Sunshine State. With a population of approximately 15,500 residents, Callaway is a tight-knit community with a lot to offer its residents and visitors alike.Major roadways in Callaway include Highway 98, which runs east-west through the town and connects it to nearby cities like Panama City and Mexico Beach. Other important roads in Callaway include State Road 773 and Tyndall Parkway, which provide easy access to popular destinations in the area.Driving conditions in Callaway are generally good, with well-maintained roads and clear signage to help drivers navigate the town. However, like any other town in Florida, Callaway does have its fair share of traffic congestion during peak travel times, especially along Highway 98 and Tyndall Parkway.In terms of DUI convictions, Callaway takes drunk driving offenses very seriously. The town has a dedicated traffic enforcement unit that works diligently to crack down on impaired drivers and keep the streets safe for all residents and visitors. DUI checkpoints are often set up along major roadways in Callaway to catch offenders and prevent accidents.The lifestyle in Callaway is laid-back and friendly, with a strong sense of community among its residents. The town is known for its beautiful parks, outdoor recreational opportunities, and family-friendly events throughout the year. Whether you enjoy hiking, fishing, or simply relaxing by the beach, Callaway has something for everyone to enjoy.Demographically, Callaway is a diverse town with a mix of young families, retirees, and working professionals. The town has a strong military presence due to its proximity to Tyndall Air Force Base, which brings in a steady stream of service members and their families.Economically, Callaway is predominantly supported by small businesses, restaurants, and service industries that cater to the needs of the local community. The town has seen steady growth in recent years, with new developments and businesses popping up to meet the needs of its expanding population.In conclusion, Callaway, Florida is a charming town with a lot to offer its residents and visitors. From its well-maintained roadways and strong traffic enforcement policies to its friendly community atmosphere and growing economy, Callaway is a great place to live, work, and play in the beautiful panhandle of Florida.

Clerk of the Court Office for Callaway, Florida

Callaway | Bay County | Florida

Bay County Clerk of the Court
300 Fourth Street
Panama City, Florida 32401
Telephone Number: 850-763-9061

DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)

Callaway | Bay County | Florida

14th Judicial Circuit DUI Program – Bay
2230 East Avenue
Florida 32405
Telephone Number: 850-872-7730
Website address: http://www.pcdui.com/

Bureau of Administrative Reviews (by County)

Callaway | Bay County | Florida

Bay Bureau of Administrative Reviews
100 STUMPFIELD ROAD
PENSACOLA, FLORIDA 32503
Telephone Number: 850-494-5278

Drivers License Service Centers for Callaway, Florida

Callaway | Bay County | Florida

Bay County (2) Driver License Office
10520 Hutchinson Blvd
Panama City Beach, Fl 32407
Telephone Number: 850-248-8501

Bay County Driver License Office
850 W 11th Street
Panama City, Florida 32401
Telephone Number: 850-248-8501

Bay County Driver License Office
700 Florida Ave
Lynn Haven, Florida 32444
Telephone Number: 850-248-8501

Bay County Driver License Office
805 S. Tyndall Parkway
Callaway, Florida 32404
Telephone Number: 850-248-8501

Florida Highway Patrol Stations

Callaway | Bay County | Florida

Florida Highway Patrol Panama City
6300 County Road 2321
Panama City Fl 32404
Telephone Number: 850-484-5000

Interlock Device Florida

Contracted Provider Contact Information Approved Devices
Florida Interlock, Inc./Draeger 813-513-0000
Website
Model #: Draeger Interlock 7000
Smart Start 800-880-3394
Website
Model #SSI 2030
Guardian Interlock 800-499-0994
Website
Model #: AMS 2000
ALCOLOCK 866-837-8646
Website
Model #: Alcolock LR
INTOXALOCK 844-612-3952
Website
Model #: Model #: 1001A

FAQ for Callaway, Florida FR44 Insurance

Question:

What is FR44 insurance, and why might a driver in Callaway, Florida need it?

Answer:

FR44 insurance is a type of liability coverage required by the state of Florida for individuals convicted of certain offenses, often related to DUI or DWI incidents. For drivers in Callaway, Florida, obtaining FR44 insurance is essential to reinstate their driving privileges after such convictions. It mandates higher liability limits than standard auto insurance, ensuring the driver has adequate financial responsibility coverage. It’s crucial for Callaway residents in this situation to contact FR44 & SR22 Experts to navigate this process effectively.


Question:

How long is FR44 insurance required for residents of Callaway, Florida?

Answer:

For residents of Callaway, Florida, FR44 insurance is generally mandated for a period of three years following a DUI or DWI conviction. However, the precise duration can vary depending on the specific circumstances of the offense and court decisions. It is advisable for individuals in this area to consult with FR44 & SR22 Experts to obtain guidance tailored to their particular situation and ensure compliance with Florida state laws.


Question:

Can I switch insurance providers for my FR44 policy while living in Callaway, Florida?

Answer:

Yes, you can switch insurance providers for your FR44 policy even as a resident of Callaway, Florida. It is important to ensure that your new insurance provider files the FR44 form correctly and maintains the required coverage throughout the mandated period. Consulting with FR44 & SR22 Experts can help you compare options and transition smoothly without any lapse in coverage, which is crucial for maintaining your driving privileges.


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