While FR-44 insurance in Florida requires higher liability limits than standard coverage, MyFloridaFR44 (License #L091747) finds every available discount and rate advantage to minimize your monthly cost.
How We Save You Money on FR-44
- Carrier comparison: We shop 15+ carriers — rates vary dramatically between them
- Non-owner option: If you don't own a car, non-owner policies are 30-50% cheaper
- Payment timing: Some carriers offer slight discounts for EFT/auto-pay
- Multi-policy: Some carriers discount when bundling with other coverage
- Driving record: Every clean year going forward helps your rates
What You Can't Change (But We Work Around)
FR-44 requires $100K/$300K bodily injury and $50K property damage — there's no way around those limits. What we CAN do is find the carrier that prices those limits cheapest for your specific driver profile. That's where the savings happen.
The Biggest "Discount" — Comparison Shopping
The single biggest way to save on FR-44 insurance in Florida is to compare carriers. The same driver can pay $14/month at one carrier and $80/month at another. We do that comparison for free in one phone call.
Get Your FR-44 Filed Today
Same-day electronic filing. Monthly payments from $14/mo. 15+ carriers compared.
Get FR-44 Owner Quote → Non-Owner Quote